Best Business Credit Cards with Travel Rewards (Top 2025 Picks)

Sometimes, running a business involves travel, such as traveling to meet clients, going to conferences, or making hotel reservations for your staff. The good news is that a travel rewards business credit card may convert these expenses into useful benefits, even if they mount up quickly. such as complimentary flights, hotel rooms, and airport lounge access.

However, with so many choices available, how can one determine which card is truly worth it? Let's take a closer look.

The Significance of Credit Cards for Business Travel

A business travel card is more than simply about earning points or miles; it's about maximizing the value of your money. With the correct card, you may:

Use points, cashback, and loyalty benefits to save money on travel expenses.
Enjoy exclusive perks like travel insurance, priority boarding, and airport lounges.
To make expense tracking easier, distinguish between personal expenditures and business purchases.

In order to promote the brand, the company utilized social media platforms like Facebook, Twitter, and Instagram. Use additional cards with adjustable restrictions to manage employee expenses.

In other words, these cards not only reward your travel but also facilitate the operation of your company.

Things to Watch Out For

All cards are not made equal. Think about these crucial characteristics before making a choice:

Excellent travel rewards: Seek out cards that provide three to five times the points on flights, hotels, and automobile rentals.
Redemption versatility: Is it possible to move points to airlines or hotels? Or do you only have access to one portal?
Benefits and credits: Hotel upgrades, Global Entry/TSA PreCheck credits, and lounge access can all help you save time and money.
Annual fee value: If the benefits outweigh the expense, a higher charge may be justified.
Insurance coverage: Trip cancellations, baggage delays, and rental vehicle insurance can save thousands.
A requirement for international travel is that there are no foreign transaction costs.

Top Rewards Credit Cards for Business Travel (2025 Picks)

1. Chase's Ink Business Preferred® Credit Card

The best option for the majority of companies. You'll get triple points on internet/phone, advertising, shipping, and travel expenses (up to $150,000 annually). You have flexibility because you can transfer points to a variety of partner hotels and airlines.

Best for: Businesses of small to medium size that have consistent travel requirements.

2. The American Express Business Platinum Card®

This is the center of travel benefits. Consider luxury hotel status, generous travel credits, significant bonus points on flights and hotels, and access to airport lounges throughout the world.

Ideal for: Executives who value comfort and businesses that travel internationally frequently.

3. Capital One Venture X Business

Simple yet effective. In addition to exceptional benefits such as lounge access and statement credits, you also receive great rewards for travel. It's simple to use points or move them to travel partners.

The best option for: Companies seeking high-quality benefits without making rewards too complicated.

4. Visa for U. S. Bank Business Altitude Connect

With a lower annual charge than the majority of premium cards, this one earns four times as many points on travel. It's a good compromise.

Best for: Companies looking for significant returns without hefty costs.

5. Business cards for hotels and airlines that are co-branded

A co-branded card may be quite beneficial if you are devoted to a certain airline (such as United or Delta) or hotel brand (such as Marriott or Hyatt). Consider complimentary lodging nights, priority boarding, upgrades, and free checked luggage.

Best for: Companies that always reserve with the same hotel chain or airline.

How to Make the Best Choice for Your Company

To help you choose the appropriate card for your circumstances, here is a quick guide:

Regular travelers abroad → Upgrade to premium (AmEx Business Platinum, Venture X).
The Ink Business Preferred is recommended for budget-conscious, moderate travelers.
Cards with co-branding are indicative of loyalty to a single airline or hotel.
New firms with financial issues → Brex-like cards that emphasize affordability and versatility.

A Few Words of Caution (The Legal Stuff)

Always read the terms; interest rates, yearly costs, and reward schemes are subject to change.
The debt will exceed the benefits, so don't spend too much trying to earn rewards.
Keep a record of commercial vs. personal usage, which will make tax season lot simpler.
Since rewards programs may have blackout dates or other limitations, preparation is necessary.

Conclusion

Business travel doesn't have to be yet another cost. With the correct credit card, you can earn points and benefits for every flight, hotel reservation, and even ad purchase, which will benefit your business.

Getting a good rewards card for business travel can save thousands of dollars annually if your team travels frequently, as well as make those trips much more pleasurable.

Best Business Credit Cards with Travel Rewards (Top 2025 Picks)